What are the cut-off times for ACH, wire transfers, and check mailing?

What are the cut-off times for ACH, wire transfers, and check mailing?

Check Mailing

First Class USPS            -  11:50 AM CST
Next Day Fedex            -   3PM CST

ACH
ACH payments (Origination Files Submission) via SVB Online Banking or SVB Transact Gateway - 7:00 PM PST
ACH Prefunding  - 7:00 PM PST
Same Day ACH    - 12:00 PM PST 

Wire
U.S. Dollar Wire via SVB Online banking - 3:00 PM PST
U.S. Dollar Wire via Transact Gateway     - 2:30 PM PST
Same-Day Federal Tax Wire payment instructions must be initiated by 1:30 PM PST.
The Internal Revenue Service (IRS) has a 2:00 PM PST deadline for receiving tax Wire payments

**The information may be subject to change. Please get in touch with our customer support team for the most accurate and up-to-date details.



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