How long does account approval take? 

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• How long does it take for funds to be deposited?

  ACH: Up to 2 business days Wire transfer: 2–6 business hours (same day)

• What's the turnaround time for account approval?

  Accounts are typically approved within one business day if all required documents are provided.

• Is there an approval process for checks?

  Yes, there's an optional approval process that can be customized with thresholds, such as requiring approval for checks over a certain amount.

• Why ACH takes too long to process?

  ACH transactions are not processed in real time. The bank will not process any request made after the cutoff time until the next working day. Cut off time for ACH payment is 7:00 PM PT.  Transactions processed after the cutoff time on Friday will not ...

• How much time does processing payroll with a credit card take?

  Online Check Writer enables fast and efficient employee payments, offering the option of wire transfers that typically take 2 or 3 hours if initiated before the cutoff time.